Bilt Rewards launched Home Away from Home (HAFH) in July 2025, instantly creating a legitimate competitor to Amex Fine Hotels + Resorts and The Edit by Chase.

The program is powered by Virtuoso, the world's premier luxury travel network.

What makes it interesting: you do not need a premium credit card to access it.

Gold and Platinum Bilt members get full access to the program, regardless of which Bilt card they hold.

What is Home Away from Home?

Home Away from Home is Bilt's curated collection of over 1,700 luxury properties worldwide.

Think Le Sirenuse in Positano, Raffles Singapore, and Hotel Cipriani in Venice.

These are not just hotels. They are cultural institutions where the restaurants and bars are destinations themselves.

The program emphasizes properties that feel like neighborhood landmarks, not generic luxury chains.

What You Get

Every Home Away from Home booking includes Virtuoso benefits at no extra cost:

•      Room upgrades when available at check-in

•      Daily breakfast for two

•      Early check-in and late check-out when available

•      $100 property credit (typically food and beverage)

•      Dedicated Virtuoso travel concierge

The concierge is the standout benefit.

Every booking comes with a dedicated travel advisor who handles restaurant reservations, car service, and special requests via text, email, or in-app messaging.

Who Can Access Home Away from Home

You need Bilt Gold or Platinum status.

Gold requires 125,000 lifetime earned points, which many renters in high-cost cities can achieve through regular rent payments.

Blue and Silver members can book the same properties but will not receive the Virtuoso benefits.

Earning Points on Bookings

You earn 2x Bilt points per dollar on Home Away from Home bookings with any linked card.

Use a Bilt card and you can stack additional earning on top.

The real win: major chain properties (Hyatt, Marriott, Hilton, IHG, Accor) process as direct bookings.

That means you earn hotel points, elite night credits, and receive your existing elite benefits alongside the Home Away from Home perks.

Bilt Card Hotel Credits

The new Bilt 2.0 cards launched in early 2026 with hotel credits that work across the entire Bilt Travel portal, not just Home Away from Home properties.

Bilt Blue Card ($0 annual fee): No hotel credit.

Bilt Obsidian Card ($95annual fee): $100 annual hotel credit, split into two $50 credits (January-June and July-December). Requires a two-night minimum stay.

Bilt Palladium Card ($495annual fee): $400 annual hotel credit, split into two $200 credits. Also requires a two-night minimum.

These credits apply to any prepaid hotel booking through the Bilt Travel portal.

You can use them on Home Away from Home properties or standard hotels in the portal.

Stack the card credit with HomeAway from Home benefits for maximum value: the $100 property credit, breakfast, and potential upgrade come on top of the statement credit.

How It Compares to FHR and The Edit

The core benefits are nearly identical across all three programs: room upgrades, breakfast for two, $100property credit, and flexible check-in/out.

Amex FHR has the strongest late checkout guarantee (4pm guaranteed vs. subject to availability).

The Edit offers up to $500 in annual statement credits, and in 2026, you can stack an additional $250 at select partner brands.

Home Away from Home wins on access: no $695+ annual fee card required.

It also wins on concierge service: every booking includes a dedicated Virtuoso advisor, not just a general card concierge line.

Prices are typically identical across all three programs for the same property.

How to Book

Search for hotels in the Bilt app or at bilt.com.

Home Away from Home properties are flagged in search results for Gold and Platinum members.

You can filter to show only HomeAway from Home properties.

After booking, you will be connected with your Virtuoso advisor through the app.

Full List of Bilt Home Away From Home Properties

This is an exhaustive list of Bilt Home Away From Home properties that we were able to find from our research. This list might change from time to time, and isn't officially affiliated with Bilt (though we are Bilt enthusiasts). Please double check on the Bilt website or app, that a hotel you're interested in is still available as a part of this program before booking.

Bottom Line

Home Away from Home is the best luxury hotel program for people who do not want to pay a $695+ annual fee for a premium card.

The Virtuoso concierge integration is a genuine differentiator.

If you already have Bilt Gold orPlatinum status through rent payments, this is a no-brainer benefit to use.

Pair it with the Obsidian or Palladium card hotel credits for even more value.